Blog Posts - Homeowners insurance
Does Homeowners’ Insurance Go Up if There is Damage From a Storm?
We have homeowners insurance to protect our most cherished asset in the event of damage caused by fire, wind, hail, snow, hurricanes, or tornadoes. However, even if an event happens and we are fully insured, we may hesitate to file a claim. That’s because we all know what happens after…
Continue ReadingWhy are Insurance Rates Going Up?
Adverse weather, higher repair costs, and greater liability risks are behind the increase in homeowner’s insurance rates. Insurance prices have risen dramatically in recent years, particularly regarding homeowners’ policies. If you suffer sticker shock while shopping for coverage or paying your latest bill, you are likely wondering what is driving…
Continue ReadingDoes Renters Insurance Increase Annually?
The cost of renters insurance and whether it increases depends upon several factors. Most people who have rented an apartment or a home, or rented out their property to others, have a clause in their rental contract mentioning renters insurance. While it may seem like renters insurance is only necessary…
Continue ReadingWhat Is an Insurance Premium?
If you have an insurance policy, you’ve likely heard the terms premiums, policy limits, and deductibles used frequently enough, but you may also be confused about which is which. And if you are, you should know that you’re not alone. Better understanding the terms related to your insurance helps to…
Continue ReadingHow Long Has it Been Since You Reviewed Your Insurance Coverage?
You purchase and pay for insurance coverage because it helps to protect your assets and yourself in the event of losses. It is not unusual, however, to purchase a plan, make the automatic payments, and pretty much forget about it. Insurance is designed to provide you with peace of mind,…
Continue ReadingAre You Moving this Summer?
If you’re moving to Ann Arbor, Saline, Dexter, Milan, Clinton, Chelsea, or anywhere in Washtenaw County, Michigan, finding the best insurance coverage for your new home and vehicle is essential for protecting your assets and ensuring peace of mind. You want coverage that meets your needs for the best possible…
Continue ReadingShould I Get Renter’s Insurance?
Some landlords require you to have renters insurance, but others do not. If it is not mandatory for your rental home, should you consider purchasing a policy anyway? Absolutely, getting renters insurance is a smart move and offers numerous benefits and protection for tenants. Many people wish they had renter’s…
Continue ReadingDoes My Home Insurance Cover Floods?
While you might not have too many concerns about floods in Michigan, our state has seen its fair share of flash flooding and severe floods. Any type of flood can quickly damage or destroy property - including your home. This damage can be devastating and costly, as well as dangerous…
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