Insurance Services for Dexter
There are so many types of insurance. Auto, home, life, and business insurance are just some of them. Insurance can be costly, though, so you may wonder: do I really need it? If so, how much?
Insurance can be complex. We get it. You may wonder how it really works. What benefits do you get in exchange for a premium payment? There is so much information out there about it that it is hard to separate the myths from the facts.
Got questions or concerns? Hartman Insurance Agency can help you with your insurance needs in Dexter. Since 1946, it has been our goal to provide superior customer service and financial security.
Auto Insurance
If you own a car, you are required to have insurance for it. Michigan requires a lot of insurance coverage for vehicles — much more than other states. Michigan requires a minimum liability coverage of 50/100/10, which amounts to $50,000 per person for bodily injury, $100,000 per accident for bodily injury, and $10,000 per accident for property damage.
As if this weren’t enough, there are many other types of auto insurance you can purchase. Property protection insurance, personal injury protection (PIP) insurance, uninsured motorist coverage, and roadside assistance are other options you may want to consider. Hartman Insurance Agency can ensure you have adequate coverage.
Home Insurance
Home insurance is important to everyone who owns a home, as this type of insurance provides coverage and protection over your investment. If an unexpected event occurs and causes damage to your home, it is important to know and understand what your home insurance covers. The following are the most common risks covered by home insurance policies:
- Water damage
- Fire
- Smoke
- Hail
- Wind
- Theft
Life Insurance
Life insurance protects your family in the event of your death. Instead of leaving them with your debt and bills, they will receive money based on the amount of life insurance you purchase. This money can cover your funeral costs and other expenses.
Many people get life insurance when they experience a major life change, such as getting married, having a baby, or buying a house. There are many options to choose from, in any amount you choose. Contact one of our agents to learn more.
Business Insurance
Business insurance is a good way to protect your personal and business assets if you own a business. Insurance can protect you from accidents, disasters, and lawsuits.
There are many different insurance options that are available for businesses. Product liability, professional liability, commercial property, business owner’s insurance, home-based business insurance, and general liability are some types of insurance coverage to consider.
Contact Our Dexter Michigan Insurance Agency Today
When you need insurance coverage in Dexter, Hartman Insurance Agency is here to help. Our independent agents can help you navigate the complex world of insurance plans. Let us know how we can help you obtain affordable insurance coverage. To schedule an appointment, fill out the online form or call (734) 999-4190.