Storm Damage Types: Hail, Water, Wind, Rain, Flooding from Rain, and Fallen Trees
Saline is in an active zone for severe weather that includes vulnerability to tornadoes, and it can take a serious toll on our homes. Damage from storms can start small and progress into something much more serious, can be serious right out of the gate, or can fall anywhere in between. The most important point to make here is that addressing storm damage early on is the surest means of limiting its impact. And our experienced Saline home insurance agents at Hartman Insurance Agency, Inc., are standing by to help.
Hail Damage
Hail damage can have a major impact on your home’s roof and its siding or exterior. After a hailstorm, it’s a good idea to inspect for the telltale signs of damage, including any of the following:
- Circular bruises on your roof’s asphalt shingles, missing shingles, cracked shingles, or exposed asphalt mat
- Granular loss from your roof’s asphalt shingles that is found in your gutters or around your home’s exterior
- Chips, cracks, or dents in your vinyl siding or wood or aluminum siding that exhibit small dimples or peeling paint
- Dents in your home’s fixtures, including the outdoor exhaust vents, gutters and downspouts, and exposed AC units
- Cracks, chips, or shattering in your home’s windowpanes, skylights, or glass doors
If you see any signs of damage, it’s time to call your seasoned home insurance agent.
Damage Caused by Wind, Water, Rain, and Flooding from Rain
Severe storms can cause multiple forms of damage via the forceful combination of high winds, heavy rains, and the pluvial flooding that comes from pooling surface water. Things can become even more dire under winter weather conditions. The confluence of storm elements can jeopardize the structural integrity of your home, and the resulting damage requires prompt attention.
High Winds
As a wind’s speed increases, so do its battering effects, leaving your home’s highest and weakest spots most vulnerable. Common concerns include uplifted roof shingles and detached siding, which limit the protection your home’s exterior affords its interior.
Water, Rain, and Flooding
Even when heavy rains don’t lead to flooding, they can do damage of their own. This includes over-saturation of the soil, which can put your home’s foundation at risk. Flooding, on the other hand, can cause immediate, comprehensive damage that includes severely damaging your home’s infrastructure.
Damage Caused by Fallen Trees
The dirt that anchors trees to the ground can loosen considerably in response to heavy rains and surface flooding, and high winds amplify the problem. This leaves trees far more vulnerable to falling in harsh storms, and it’s difficult to overstate the damage they can do.
Turn to Our Experienced Saline Home Insurance Agents for the Help You Need
Our well-respected home insurance agents at Hartman Insurance Agency, Inc., appreciate how serious the damage associated with severe storms often is, and we have the experience and commitment to ensure that your home is well covered. Learn more about everything we can do to help by contacting us online or giving us a call at 734-245-2678 today.